• Welcome to American Dream Residential

    -Financing Your Dreams-

  • What We Do

    We are American Dream Residential LLC.

    We offer an EASY QUALIFY pathway to home ownership with our unique "Lease to Own" program. There is NO CREDIT NEEDED.... and .....NO BANK NEEDED!...... We can have most folks APPROVED and living in one of our homes in as little as 2 - 3 business days!....... with NO processing fees and NO application fees!


    We realize that most folks that want to own a home are not able to qualify for traditional bank financing, even though they can comfortably afford the payments... and are working with a small down payment...... We have a solution for YOU!


    How can we APPROVE an application with NO CREDIT NEEDED so quickly when other sellers or lending institutions cannot?........Here's the key: We are a "one stop private funding company" and we own all of our homes. When we sell or finance a home to you, WE own it...(not some unknown seller)... AND we will hold the financing long term. We are not a realtor.... nor are we affiliated with any bank.


    What makes our program unique and different?

    What you will typically find in the "Lease to Own" industry is that most home sellers offering "Lease to Own" or "Lease with Option to Purchase" programs will require within a one, two or three year time frame that you get your own financing (mortgage) through a traditional lending source .. (a bank)...... We do not have any such requirement.

    There is NO BANK NEEDED at any time with our Lease to Own program.




    YOU GET 25% OF EACH MONTHLY LEASE PAYMENT CREDITED TO YOU TOWARDS THE PURCHASE PRICE OF THE HOME.... You will use this towards your down payment at the end of the 2 year lease term. 


    Other than having the down payment funds in advance and upon move in: There are only two requirements to qualify for our long term financing:

    1. Take care of the home.
    2. Make your payments to us according to the lease "on time" during the 2 year lease period.

    THAT'S IT!.... You just qualified for our privately funded mortgage and you get credited 25% of every on time monthly payment that you made over the 2 year lease term!!!

    At the end of your two year lease term, you will use your rent credits and transition out of the lease and we will give you a Warranty Deed that gets recorded in the public record at the Courthouse....... You are now the owner of the property.

    You will also get a mortgage from us and you will continue to pay us. We will finance as little as a 10 year mortgage... all the way up to 30 years with 6 points at a fixed rate of interest of 12%. You will have some input at the end of the lease term with how long of a term you wish. (some single wide manufactured homes will be financed up to 15 years at a 14% fixed rate of interest)




    For more information and answers to frequently asked questions, Click on "FAQ" at the top of this page!

  • Properties Available

    Let us know if you are interested in viewing one of our properties!

    Lease to Own

    400 Sheila Ave, Interlachen, 32148

    3 Bedroom/2 Bath


    3 bedroom 2 bath home on 1/3 acre of fenced in land. Newer Central heat & air. Appliances include stove and refrigerator. Kitchen has eat-in area, inside laundry. Master bedroom with glamour bath has a garden tub, large vanity sink area and shower. All appliances & heat are electric, house has well water; No gas or water bills!
    NO CREDIT NEEDED! With a $6,900 down payment, YOU ARE APPROVED! And can move in as little as 2 days!
    Monthly payment is $895 per mo. Price of home and land is $79,900. Go take a look at 400 Sheila Ave, Interlachen, Fl. 32148 and Call Dave at 35two-266-0960

    Lease to Own

    2 bedroom 1 bath

    1925 SE 188th Ave Silver Springs Fl 34488

    COMFORTABLE & AFFORDABLE DOUBLEWIDE PLUS SPACIOUS ROOM ADDITION! on 1/3 Acre of FENCED land in a nice paved road family subdivision. This 2 bed 1 bath home comes with a 2015 washer & dryer! The fully equipped kitchen features a stove, refrigerator, a big pantry. Outside features a breezy screen room. The addition room could be easily converted into a 3rd bedroom …
    NO CREDIT NEEDED! With a $5,900 down payment, YOU ARE APPROVED! And can move in as little as 2 days!
    Monthly payment is $795 per mo. Price of home and land is $59,900. Go take a look at 1925 SE 188th, Silver Springs, Fl. 34488

    Contact Dave Taylor for showings: 352-266-0960....

    Lease to Own

    2 Bedroom 2 Bath

    20 Cedar Terrace, Ocala Fl 34472

    BIG 2 Bed/2 Bath one car garage with detached workshop/storage building with BRAND NEW roof (contracted for April 2019). Home has a bonus/Florida room, fenced in back yard, and two screen porches! Kitchen features Whirlpool stainless dishwasher, glass cooktop stove, and over the range microwave!
    NO CREDIT NEEDED! With a $7,900 down payment, YOU ARE APPROVED! And can move in as little as 2 days!
    Monthly payment is $1,100 per mo. Price of home and land is $109,900. Go take a look at 20 Cedar Terrace, Ocala, 34472 and Call Dave at 352-266-0960


    4 Bedroom/2 Bath/2

    86 Pecan Dr Ocala Fl 34472

    Completely remodeled 4/2/2 + storage building & a HUGE screen porch looking over the privacy fenced back yard ..... Impeccably designed custom granite kitchen with stainless appliances, plenty of cabinet space & rustic open shelving. The huge open floor plan features 12 foot vaulted ceilings, hickory wood flooring throughout and a custom tile fireplace. The master suite boasts separate his and hers closets & a marble vanity.... This home rivals new construction with a NEW roof with architectural shingles.... NEW energy efficient windows.... NEW ceiling fans & fixtures throughout,.... NEW garage door,.... NEW sodded yard.... & NEW concrete driveway. .. Put it on your MUST SEE list!... Your buyer will be amazed with this LIKE NEW home in one of the most sought after school districts in Marion County.

    Price of home and land is $199,900. Go take a look at 86 Pecan Drive, Ocala, Fl. 34472

    Contact Dave Taylor for showings: 352-266-0960.... SUBMIT OFFERS TO: Dave@AmericanDreamResidential.com



    Lease to Own

    3 Bedroom/ 2 Bath

    1860 Ne 117 Avenue, Silver Springs, FL

    2006 HUGE!!!... 1,782 sq ft. 3 bedroom 2 bath manufactured home on ½ Acre with workshop, Stone Fireplace, Walk-in closets in every bedroom, computer work station, Glamour Master Suite with sitting room. Center Island in Kitchen with dishwasher and stove. New carpet, designer tile and hardwood floors throughout: … $99,900

    NO CREDIT NEEDED! With a $7,900 down payment, YOU ARE APPROVED! And can move in as little as 2 days! This is a OWNER FINANCE, LTO purchase with NO BANK NEEDED. Monthly payment is $995 per mo. Price of home and land is $99,900. Go take a look at 1860 Ne 117 Avenue, Silver Springs, FL 34488 and Call Dave at 35two-266-0960.... Please no emails.

    Contact Dave Taylor for showings: 352-266-0960.... Dave@AmericanDreamResidential.com




    2 bedroom 1 bath

    8880 SE 87th Terr Ocala Fl 34472

    Newly updated 2-bedroom, 1 bath home W/ 1 car garage in EXCELLENT condition with private yard and one car garage. Home features a nice screen porch, NEW carpet in the bedrooms, hardwood floors in the living area, and freshly painted inside and out! Kitchen comes equipped with a fridge and stove!

    Price of home and land is 85,000. Go take a look at 8880 SE 87th Terr Ocala Fl 34472

    Contact Dave Taylor for showings: 352-266-0960....

  • Lets Get Started

    Introduce yourself to us and lets get this process started! You + us = awesome.

    3960 South Pine Ave
    Mon-Fri 8:30-4:30
  • Get Pre-Qualified

    Fill out the form below and email it to us or bring it by our office and we will get back to you shortly!

  • Ready to apply?

    Here's how you go about it...

    YAY! You're ready to apply! Print this application, fill it out, and bring it to our office along with your deposit for the house you're interested in, a copy of your drivers license, one bank statement, and four pay stubs! Once we receive all of the above, we then will begin processing your application!


    Deposit contracts will be filled out in the office with one of our friendly office staff. We look forward to meeting you!

  • FAQ

    If you have questions..We have answers!

    I LOVE one of your homes!!.... How do I make it MINE?

    We make this EASY..... Typically most folks will put a $1,000 deposit to reserve the home for up to 15 days and $2,000 deposit to reserve the home for up to 30 days. This "locks it up" for you for a period up to 30 days; and conditional upon your application being approved... it is reserved for you. You will tell us what date you want to "take possession" and simply pay the remaining balance upon move in ... and the home is yours!


    Do I get a contract?

    Absolutely yes. All of our transactions are finalized by legal documents.


    Can I review the documents prior to signing?

    YES. Upon approval of your application, our office will generate the documents and email them to you for your review. We welcome any questions you may have....... no question is too silly to ask. If you have never done this before, we expect it.


    Do you charge a processing fee?



    Do I have to pay an application fee?

    No, there's no application fee.


    How much $ is required to move in on the "Lease to Own Program"?

    Total move in cost is dictated by the value of each particular property. Typical move in costs ("Option Consideration" and the first month payment combined) will range from $5,900 to $9,900.00. These funds are required upon move in.


    I may want to get my long term financing with a bank.... Can I do that?

    YES. You are not required to finance long term with us if you don't want to....You have many options... and this is totally your choice.


    Do you rent houses?

    NO. We do not rent site built houses. (Block, Stucco or Frame built houses).


    Do you rent manufactured homes or mobile homes?

    Yes. In some cases, we will rent our 2 bedroom manufactured homes.


    Do you rent apartments?

    YES. We have 2 bed, 1 bath quadruplex apartments in Southeast Ocala for rent for $725 per mo. and $600 security deposit. Two years of positive rent payment history, no past evictions, and positive landlord reference is required to move in with 1st month rent and security deposit. (Total of $1,325 to move in). Some applications with special circumstances may require a last month rent paid in advance upon move in.


    Do you sell homes without starting with the 2 year Lease to Own Program?

    YES. We sell homes "cash" or we will owner finance by a "Contract for Deed" or "Warranty Deed" with a 40% down payment.


    How do I look at the inside of the home?

    If you are interested in taking a look into one of our properties, its an easy process! Simply email us or bring by our office a copy of your drivers license and let us know the address of the house along with the date/time you want to view it! We will then give you a lock box code or key location. EASY AS THAT!


    What are the requirements for the application process?

    Before starting the application process, we require a deposit to reserve the home to be paid. Once a deposit has been made, you will fill out one of our easy applications, submit a copy of your drivers license, most current bank statement, and four pay stubs. In as little as 2-3 business days, you could be approved!!


    Is my deposit refundable?

    If your application is denied, 100% of your deposit is refundable.

    In the event you change your mind; as with all typical real estate contract agreements, the deposit is non-refundable.


  • Contact Us

    We look forward to hearing from you!



    3960 S Pine Avenue 

    Ocala, Florida 34480